In retirement, life insurance often takes on a very critical role. For example: Consider a couple with both parties drawing Social Security benefits. When one of them passes away, the survivor’s income takes a dive. The survivor gets to choose which Social Security benefit he or she wants to continue to receive. Naturally, the surviving spouse will choose the higher of the two benefits, however he or she will no longer receive the lower Social Security benefit. That could mean a significant drop in income.
Term life insurance is beneficial for those looking for affordable coverage for a specific period of time, while permanent life insurance offers more options. It’s our promise to you that we will help you evaluate these options so you can find the right guarantees, flexibility, and cash value options to fit your needs.
Call us today to review your options.
Health care can add up to one of the biggest expenses retirees face. We don’t plan to get sick or injured, but we can plan for the unexpected. At some point in your life, you’ll probably need medical care, so it’s important to think about how health insurance and other benefits can help cover unexpected medical expenses.
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